12 Days of Fraud

This holiday season everyone will receive the gift of fraud! Fraud awareness that is. The National Insurance Crime Bureau is making consumers aware of some common fraud schemes with the 12 Days of Fraud. 

Day 1

12 Days of Fraud: Day 1

On the 1st day of fraud, a dishonest contractor said to me: Disasters are my favorite, especially when there's damaged homes & many fallen trees! 

Protect Yourself Against Contractor Fraud


Day 2

12 Days of Fraud: Day 2

On the 2nd day of fraud, a car thief said to me: Your car is an easy target when you leave it running with your keys! 

Avoid Auto Theft with Keys


Day 3 

12 Days of Fraud: Day 3

On the 3rd day of fraud, a claimant said to me: Insurance is expensive, so I added extra items to my claim with no apology! 

Read More


Day 4

12 Days of Fraud: Day 4

On the 4th day of fraud, a cybercriminal said to me: Being careless with personal information online makes it easier to steal your identity! 

Read More


Day 5

12 Days of Fraud: Day 5

On the 5th day of fraud, a cargo thief said to me: I steal the nation's goods & pharmaceuticals contributing to a billion-dollar industry! 

Read The NICB Informer Article


Day 6

12 Days of Fraud: Day 6

On the 6th day of fraud, a roof scammer said to me: It looks like you need a new roof, the best part is that through your insurance it will be free! 

Fraud Resources After a Disaster


Day 7

12 Days of Fraud: Day 7

On the 7th day of fraud, a fraudster said to me: Compensation please! Even though when I slipped at work, I didn't really hurt my knee! 

How Workers' Compensation Fraud Games the System


Day 8

12 Days of Fraud: Day 8

On the 8th day of fraud, a phone scammer said to me: I need you to wire over money, don't worry about caller ID! 

Signs of Phone Scams


Day 9

12 Days of Fraud: Day 9

On the 9th day of fraud, a "slammer" said to me: Not every "accident" is an accident in reality! 

Common Staged Accident Schemes


Day 10

12 Days of Fraud: Day 10

On the 10th day of fraud, a healthcare scammer said to me: I'll prescribe you opioids like candy guaranteed! 

Read The NICB Informer Article


Day 11

12 Days of Fraud: Day 11

On the 11th day of fraud, a fraudulent tower said to me: I see you've been in an accident; I'll tow your car for a hefty fee! 

Rogue Towing in Chicago


Day 12

12 Days of Fraud: Day 12

On the 12th day of fraud, a fraudster said to me: If you see me up to no good, don't tell the NICB! 

Report Fraud

Anyone with information concerning insurance fraud or vehicle theft can report it anonymously by calling toll-free 800.TEL.NICB (800.835.6422) or submitting a form on our website.

About the National Insurance Crime Bureau: Headquartered in Oak Brook, Ill., the NICB is the nation's leading not-for-profit organization exclusively dedicated to combatting and preventing insurance crime through Intelligence, Analytics, and Operations; Education and Crime Prevention; and Strategy, Policy, and Advocacy. The NICB is supported by more than 1,200 property-casualty insurers, self-insureds, rental car, vehicle finance, and auto auctions. To learn more, visit www.nicb.org.