Who We Are
With a 100-year heritage, the National Insurance Crime Bureau (NICB) is the nation's premier not-for-profit organization dedicated exclusively to fighting insurance fraud and crime.
NICB was formed in 1992 from a merger between the National Automobile Theft Bureau (NATB) and the Insurance Crime Prevention Institute (ICPI), both of which were not-for-profit organizations. The NATB, which managed vehicle theft investigations and developed vehicle theft databases for use by the insurance industry, dates to the early 20th century. The ICPI investigated insurance fraud for approximately 20 years before joining with the NATB to form the present National Insurance Crime Bureau.
To lead a united effort of insurers, law enforcement agencies and representatives of the public to prevent and combat insurance fraud and crime through data analytics, investigations, learning and development, government affairs and public awareness.
To be the preeminent organization fighting insurance fraud and crime.
NICB membership includes more than 1,100 property-casualty insurance companies, vehicle rental companies, auto auctions, vehicle finance companies, self-insured organizations and strategic partners.
Beyond our membership, our nearly 400 employees work with law enforcement agencies, technology experts, government officials, prosecutors, international crime-fighting organizations and the public to lead a united effort to prevent and combat insurance fraud and crime.
Our Five Fraud-fighting Core Functions
NICB is guided by an Integrated Business Plan, or IBP, that allows us to adapt to changing market conditions and stay ahead of criminals. Our IBP is based on the following five operational functions:
NICB develops, compiles, analyzes and disseminates information to help prevent, detect and deter insurance fraud. We identify and provide data on questionable trends, patterns, entities and organized rings, included NICB’s valuable electronic ForeWARNSM and MedAWARE® Alerts, which are integrated into ISO ClaimSearch®.
NICB conducts multi-claim, multi-carrier investigations of major criminal activity. Much of our success is due to our network of relationships with members and strategic partners, as well as law enforcement agencies, prosecutors and others who are dedicated to uncovering and stopping insurance and vehicle crimes.
Learning and Development
NICB delivers customized, face-to-face training and education at member locations to help companies stay current on the latest insurance crime issues and schemes, red flag indicators and fraud-fighting technologies. Additional learning and development is available through various NICB Academies, as well as the online National Insurance Crime Training Academy (NICTA). We also provide in-person and online training for members of law enforcement.
NICB’s Government Affairs team leads the property-casualty industry’s anti-fraud and vehicle theft legislative and regulatory agenda. We promote statues, regulations and policies at all levels of government to help serve member interests in preventing, detecting and defeating insurance-related crimes.
NICB creates extensive media campaigns to inform the public, news media, member companies and their policyholders, and the general public about insurance crime issues. We encourage consumers to anonymously report fraud via our website, phone, text message or our fraud tips app. Our consumer services also include our popular VINCheck® service, which helps the car-buying public to determine if a vehicle has been reported as stolen, but not recovered, or as a salvage vehicle.
NICB is the only organization in the United States that convenes the collective resources needed to help prevent, detect, investigate and deter insurance fraud and vehicle theft crimes.