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National Insurance Crime Bureau

Prevent Fraud & Theft

You Are Being Ripped Off Right Now

You may not realize it, but each and every one of us is being ripped off—24 hours a day, 365 days a year.

Person in Handcuffs

Insurance industry estimates indicate that 10% or more of property-casualty insurance claims may be fraudulent. And fraud is the second-most-costly white-collar crime in America after tax evasion. These crimes add up to billions of dollars in fraudulent insurance claims every year. Even if you haven’t suffered a direct loss, you are still a victim of insurance fraud and vehicle theft. Not only does fraud cause higher insurance premiums for all of us, but it also raises our taxes and inflates prices for consumer goods.

A Collective Response to Insurance Fraud

It takes a concerted team effort to fight back against insurance criminals. No individual organization or agency has the resources to singlehandedly stop these criminals. But by combining the resources and expertise of insurers, law enforcement agencies, state fraud bureaus and the National Insurance Crime Bureau (NICB), insurance fraud can be detected, deterred and stopped—helping to protect all of our pocketbooks.

Insurance Companies and Law Enforcement

The nation’s property-casualty insurers have created special investigative units, or SIUs, within their companies. These groups include specially trained professionals who investigate suspicious insurance claims and work with law enforcement agencies and NICB to track down and prosecute insurance criminals.

State Governments

Many states have enacted laws and statutes that contribute to successful fraud deterrence, and most states have fraud bureaus dedicated to fighting insurance fraud.

NICB

NICB is an intelligence-driven and operationally focused organization that leads a united effort to proactively identify, combat, and prevent insurance crime. Our nearly 400 employees work with law enforcement agencies, technology experts, government officials, prosecutors, international crime-fighting organizations and the public to fight insurance fraud and crime.