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National Insurance Crime Bureau

Sweetheart Scammers

Valentine’s Day is just around the corner. During this season of love, more and more people register for online dating sites. However, those looking to make a romantic connection need to be wary of “Sweetheart Scammers.” 

The National Insurance Crime Bureau (NICB) wants to raise awareness of scammers trying to take advantage of those looking for love, pulling at their heartstrings in order to open their wallets. If you become a victim of identity theft, we encourage you to contact the Federal Trade Commission

NICB Online Tips:   

  • Only disclose information online when the website is secure.   
  • Before revealing any information – online, over the phone, or in-person – ask how it will be used.  
  • Carefully review all monthly credit card statements and check for unauthorized use. 
Sweetheart Scammer Infographic

It’s not just “Sweetheart Scammers” that are out to break your heart this Valentine’s Day. Thieves are anxiously waiting for an opportunity to steal new jewelry too. According to the National Retail Federation, consumers plan to spend an average of $164.76 on loved ones this year. 

If you purchased that special someone an expensive ring or plan to make a big purchase this Valentine’s Day, we encourage you to make sure you have enough insurance coverage. Most homeowners policies generally cover up to $1,500 for jewelry that is either lost or stolen. However, additional coverage can be purchased through your homeowners or renters insurance policy.   

Contact your insurance agent or company to make sure you are protected against theft!  

NICB Prevent Property Theft Tips:

  • Make sure you lock doors and windows.   
  • Consider having a security system installed.   
  • Arrange to have your mail and newspapers picked up daily by either a neighbor or someone you trust or suspend their deliveries during your absence.   
  • Keep all valuables locked in a safe or well-hidden from potential thieves.   
  • Do not post you will be out of town on social media.   
  • Keep your home well lit. Put indoor and outdoor lights on a timer.   
  • Trim back hedges that obscure doors and windows allowing thieves to hide.    
  • Contact your local enforcement department and let them know you will be out of town; most will provide daily “vacation checks” during your absence. 

Anyone with information concerning insurance fraud or vehicle theft can report it anonymously by calling toll-free 800.TEL.NICB (800.835.6422) or submitting a form on our website.

About the National Insurance Crime Bureau: Headquartered in Des Plaines, Ill., the NICB is the nation's leading not-for-profit organization exclusively dedicated to preventing, detecting, and defeating insurance fraud and vehicle theft through Intelligence & Analytics, Learning & Development, and Strategy, Policy, & Plans. The NICB is supported by more than 1,200 property and casualty insurance companies and self-insured organizations. NICB member companies wrote over $530 billion in insurance premiums in 2020, or more than 82% of the nation's property-casualty insurance. That includes more than 95% ($236 billion) of the nation's personal auto insurance. To learn more, visit www.nicb.org.