Despite the rapid increase in fraud due to identity theft and other schemes, staged auto accidents are still big business. Staged accident rings are typically highly organized – often just as organized as a legitimate business would be! They are usually controlled by one or more individuals and tend to be closely associated with certain law offices and/or medical clinics. It's not uncommon to see family members, friends, co-workers and neighbors working side-by-side to commit this fraud. Newer and/or commercial vehicles are often targeted since they tend to be insured. These schemes result in higher insurance premiums for all of us.

What can you do?

If you suspect someone of committing fraud through a staged accident scheme, report it anonymously to NICB one of these three ways:

  • Complete and submit the form available online on the NICB Website. Your contact information is not required.
  • You can also call the NICB Hotline at 800.TEL.NICB (800.835.6422), staffed Monday through Friday from 7 a.m. to 8 p.m. Central Time.
  • Cell phone users can text the keyword "FRAUD" and their tip to TIP411 (847411). Plus, iPhone or iPad users can download the NICB Fraud Tips app to make it easy to quickly send a tip and get a response.

To learn more about NICB, visit www.NICB.org.