National Insurance Crime Bureau

Online Shopping: Don’t Be a Target for Cyber Bullies this Holiday Season

When you are shopping online, there is always a potential for cyber criminals to steal your credit card information, or even your identity. Every year more people decide to shop online, and thieves are standing by, ready to hack your computer and steal your information. This is why the National Insurance Crime Bureau is warning consumers to take appropriate security measures to protect your personal information and take every step necessary to protect yourself from becoming a victim of a cyber-attack. 

Online Shopping

Tips to Prevent Identity Fraud 

•             Shred or tear up personal financial documents before discarding them. 

•             Do not print personal identifiers, such as your social security number, date of birth or driver’s license number on your checks. 

•             Use your social security number only when absolutely necessary. 

•             Only reveal information online when the website is securely protected (look for a yellow padlock symbol in the corner of your computer screen). 

•             Do not provide personal, financial or any other identifying information to a telephone caller. Ask for the caller’s name and telephone number, and then check to see that the caller is legitimate. 

•             Pay attention to your credit card billing cycles, as identity thieves may reroute bills to another address to hide criminal activities involving your accounts. 

•             Carefully review all monthly credit card statements and check for unauthorized use. 

•             Get a copy of your credit report at least once a year to check for possible errors. 

•             Minimize the number of cards and identifying information you carry, especially your social security card and passport. 

•             Before revealing any information – online, over the phone or in person – ask how it will be used. 

Anyone with information concerning insurance fraud or vehicle theft can report it anonymously by calling toll-free 800.TEL.NICB (800.835.6422) or submitting a form on our website.

About the National Insurance Crime Bureau: Headquartered in Des Plaines, Ill., the NICB is the nation's leading not-for-profit organization exclusively dedicated to preventing, detecting and defeating insurance fraud and vehicle theft through data analytics, investigations, learning and development, government affairs and public affairs. The NICB is supported by more than 1,300 property and casualty insurance companies and self-insured organizations. NICB member companies wrote over $496 billion in insurance premiums in 2018, or more than 81% of the nation's property-casualty insurance. That includes more than 92% ($254 billion) of the nation's personal auto insurance. To learn more visit www.nicb.org.