VINCheck® users can now utilize any camera-ready device to upload a photo of a VIN. Check out the enhancement >

National Insurance Crime Bureau

NICB People, Passion, Purpose - Part III

NICB's Legislative Advocacy Department works with NICB member companies, property/casualty insurance trade groups and other anti-fraud organizations to (a) assist in forming legislation and regulations that affect insurance fraud and vehicle theft, (b.) track fraud and theft legislation, and (c.) promote a strong anti-fraud environment nationwide.

Just a few short months ago, our advocacy team exhibited at the NCSL Legislative Summit 2011 in San Antonio, TX. Taking place each summer and with an average attendance of nearly 6,000, the Legislative Summit is the largest gathering of state lawmakers in the nation.  For those of you who don't know about this gathering or about the importance of the discussions that take place there, we discuss laws relating to information sharing and immunity protections, funding for dedicated prosecutors and  resources to prevent and prosecute insurance fraud.  We met Speaker of the Texas House of Representatives Joe Strauss who stopped by our booth to talk about fraud issues affecting the state of Texas. We also talked with other legislators from around the country. Regardless of where these lawmakers were from, we all shared common stories of our ongoing challenges. Much focus has been placed on no-fault states, a system of automobile insurance where the payment of compensation comes from the victim's own insurance company.  No-fault insurance may be an easy mark for fraud, and the challenge is how to deal with potential issues.  

What's next for us? We'll continue to engage state insurance regulators and  lawmakers at the National Association of Insurance Commissioners (NAIC) and National Conference of Insurance Legislators (NCOIL), whose respective groups meet in various cities around the country during the year.  As the primary insurance regulators, states continue to struggle with balancing budgets, protecting consumers and ensuring their states have effective anti-fraud controls in place. We'll continue to lead and participate in these discussions to assist lawmakers assess their state's anti-fraud environment. For more information about Legislative Advocacy or to learn more about NICB's departments, visit us online at

Anyone with information concerning insurance fraud or vehicle theft can report it anonymously by calling toll-free 800.TEL.NICB (800.835.6422) or submitting a form on our website.

About the National Insurance Crime Bureau: Headquartered in Des Plaines, Ill., the NICB is the nation's leading not-for-profit organization exclusively dedicated to combatting and preventing insurance crime through Intelligence, Analytics, and Operations; Education and Crime Prevention; and Strategy, Policy, and Advocacy. The NICB is supported by more than 1,200 property and casualty insurance companies and self-insured organizations. NICB member companies wrote over $530 billion in insurance premiums in 2020, or more than 82% of the nation's property-casualty insurance. That includes more than 95% ($236 billion) of the nation's personal auto insurance. To learn more, visit