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National Insurance Crime Bureau

Hurricane Matthew Could Bring a Storm of Fraudsters

As Hurricane Matthew begins to approach Florida and the southeastern part of the United States damage and significant flooding is expected. The National Insurance Crime Bureau is warning residents of these areas to be on alert for contractor scams after the storm passes.

Becoming a victim of a natural disaster may be impossible to avoid. You can, however, avoid being victimized by dishonest contractors often found lurking in their wake.

After a natural disaster, salespeople go door to door in damaged neighborhoods, offering cleanup or repair services. While many of these businesses are honest and reputable, others are not. The dishonest ones may pocket the payment without completing the job or use inferior materials and perform shoddy work not up to code.

The NICB recommends these tips before you act on a contractor's offer for services.

  • Work with only licensed and insured contractors.
  • Get more than one estimate. Don't be pushed into signing a contract right away.
  • Get everything in writing.
  • Require references, and check them out.
  • Never sign a contract with blanks. Fraudulent contractors may enter unacceptable terms later.
  • Never pay in full.

For more tips you can download our disaster fraud brochure here.

Anyone with information concerning insurance fraud or vehicle theft can report it anonymously by calling toll-free 800.TEL.NICB (800.835.6422) or submitting a form on our website.

About the National Insurance Crime Bureau: Headquartered in Des Plaines, Ill., the NICB is the nation's leading not-for-profit organization exclusively dedicated to preventing, detecting and defeating insurance fraud and vehicle theft through data analytics, investigations, learning and development, government affairs and public affairs. The NICB is supported by more than 1,400 property and casualty insurance companies and self-insured organizations. NICB member companies wrote over $525 billion in insurance premiums in 2019, or more than 82% of the nation's property-casualty insurance. That includes more than 95% ($241 billion) of the nation's personal auto insurance. To learn more visit www.nicb.org.