More Drivers Losing Their Cars By Leaving Their Keys In Them

Last year, a vehicle was reported stolen once every 45 seconds in the United States.  And one out of every eight thefts was a freebie for the thief.  There was a theft every six and one-half minutes where the driver left the keys or FOB inside.

It's a growing problem according to the latest report from the National Insurance Crime Bureau (NICB).  The 57,096 thefts in 2015 amounted to a 22 percent increase over the previous year. Over the past three years, this kind of theft grew by 31 percent.

Since many people do not admit to leaving their car unlocked with the keys or FOB inside, the actual numbers of thefts with the keys left in vehicles may be considerably higher than the report indicates.

 

2016 Vehicle Thefts with Keys Infographic

"Anti-theft technology has had a tremendous impact on reducing thefts over the past 25 years, but if you don't lock it up, it's not going to help," said NICB President and CEO Joe Wehrle. "Complacency can lead to a huge financial loss and inconvenience for the vehicle owner. Leaving a vehicle unlocked or with the key or FOB inside gives a thief the opportunity to take not only the car, but also any possessions inside. It can also provide access to your personal information if the registration is left in the glove compartment.

"We have reports from our law enforcement partners that car thieves have stolen the car, driven it to the residence and burglarized the home before the owner even knew the vehicle was missing."

NICB advises drivers to:

  • Lock the vehicle, set the alarm and take all keys or FOBS.
  • Do not leave the garage door opener in the vehicle.
  • Take a picture of your registration on your cell phone and do not leave the registration or other papers with personal information in the vehicle.
  • Never leave a car unlocked and running to warm it up or while stopping for a quick cup of coffee. It only takes a moment for the opportunistic thief to jump inside and drive off.

For the years 2013 through 2015, a total of 147,434 were reported stolen with the keys left in the vehicle. In 2013, there were 43,643 thefts; 46,695 thefts in 2014 and 57,096 in 2015. From 2013 to 2015, the increase was 31 percent.

The top five states that posted the most vehicle thefts with keys during this reporting period were California (22,580), Texas (11,003), Florida (9,952), Ohio (8,623) and Nevada (8,073). The top five core-based statistical areas (CBSA) were Las Vegas-Henderson-Paradise, NV (7,815), Detroit-Warren-Dearborn, MI (4,380), Atlanta-Sandy Springs-Roswell, GA (4,118), Miami-Fort Lauderdale-West Palm Beach, FL, (3,847) and Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (3,365).

One state—Hawaii—had a perfect record. Not a single report of a vehicle theft with keys.

Looking at day-of-week data, Saturday saw the most thefts with (22,081) followed by Monday (21,851) and Friday (21,652).

The full report can be viewed and downloaded here.  The full dataset is here. Download an infographic here.

Anyone with information concerning insurance fraud or vehicle theft can report it anonymously by calling toll-free 800.TEL.NICB (800.835.6422) or submitting a form on our website.

About the National Insurance Crime Bureau: Headquartered in Oak Brook, Ill., the NICB is the nation's leading not-for-profit organization exclusively dedicated to combatting and preventing insurance crime through Intelligence, Analytics, and Operations; Education and Crime Prevention; and Strategy, Policy, and Advocacy. The NICB is supported by more than 1,200 property and casualty insurance companies and self-insured organizations. NICB member companies wrote over $582 billion in insurance premiums in 2021, or more than 82% of the nation's property-casualty insurance. That includes more than 96% of the nation's personal auto insurance. To learn more, visit www.nicb.org.