Pickup Truck Tailgate Theft Claims (2006-3Q 2012)
NICB Report: Pickup Truck Tailgate Thefts
Thieves Enjoying Tailgate Parties at Victims’ Expense
DES PLAINES, Ill., Feb. 7, 2013 – The National Insurance Crime Bureau (NICB) today released a first-time report that examines the incidents of tailgate thefts across the United States, of which 1,343 claims were generated from 45 states. Notably, the rate of tailgate theft claims has been increasing since 2009, with an 18 percent increase projected from 2011 to 2012.
The report examines theft claims submitted to insurance companies during the period from Jan. 1, 2006, through Sept. 30, 2012. Texas topped the list as the loss state with the most tailgate theft claims—451, or 34 percent of the total. California was No. 2 with 272 claims, followed by Arizona with 125. Florida was fourth with 86 thefts, and Nevada rounds out the top five with 36.
The make and model that saw the most tailgate theft claims during this period was the 2008 Ford F250 with 70 claims, or 5 percent of the total. Next was the 2010 Ford F150 with 48 claims, followed by the 2007 Chevrolet Silverado with 39 claims. The oldest vehicle identified in this report was a 1985 Ford F150. The newest vehicles identified included 2012 models of Chevrolet, Dodge, Ford, GMC and Toyota pickups.
The cities where the most tailgate thefts occurred were: Houston (96), San Antonio (70), Dallas (51), Phoenix (36), and Fresno, Calif. (31).
Tailgate thefts aren’t anything new; however, the rate of thefts has been increasing in recent years. For example, from 2006 through 2009 there were only 23 tailgate theft claims processed. In 2010, that number shot up to 430 and increased again in 2011 to 472. Through Sept. 30, 2012, tailgate theft claims in 2012 reached 418, with 557 projected through all of 2012.
It is important to note that the numbers in this report reflect insurance claims and are not representative of the actual theft activity. Moreover, due to the methodology used to identify tailgate thefts it is possible that some thefts may have been missed. Also, for many reasons tailgate theft victims choose not to submit an insurance claim. Many victims may not be insured against theft while some feel that filing a claim may impact their future premium. Others may have a deductible that is higher than the replacement cost. Law enforcement agencies remain the best potential source of comprehensive tailgate theft activity and even they may not capture all of it.
See the analytical report here and the complete state theft background data here.
Tailgates can be stolen in less than 30 seconds, making them prime targets of opportunity. With replacement costs reaching $1,000 or more, it makes sense for pickup owners to make their tailgates less attractive to thieves.
Tailgate theft prevention tips:
- First, if your model has an integrated lock, use it. If a tailgate can’t be opened, it can’t be stolen as easily. If you don’t have one, get one; they are relatively inexpensive.
- Park with the tailgate as close as you can to an object or a structure to prevent the tailgate from opening.
- Etch the truck’s vehicle identification number (VIN) or your own personal identification number into the tailgate; this will aid in its recovery and may prevent its theft in the first place.
Anyone with information concerning tailgate thefts can report it anonymously by calling toll-free 1-800-TEL-NICB (1-800-835-6422), texting keyword “fraud” to TIP411 (847411) or by visiting our website at www.nicb.org. Or, iPhone or iPad users can download the NICB Fraud Tips app to make it easy to quickly send a tip and get a response.
About the National Insurance Crime Bureau: headquartered in Des Plaines, Ill., the NICB is the nation’s leading not-for-profit organization exclusively dedicated to preventing, detecting and defeating insurance fraud and vehicle theft through data analytics, investigations, training, legislative advocacy and public awareness. The NICB is supported by more than 1,100 property and casualty insurance companies and self-insured organizations. NICB member companies wrote over $339 billion in insurance premiums in 2011, or approximately 80 percent of the nation’s property/casualty insurance. That includes more than 94 percent ($156 billion) of the nation’s personal auto insurance. To learn more visit www.nicb.org.
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